List of Articles ارزشآفرینی Open Access Article Abstract Page Full-Text 1 - The Role of IoT Technology Features in Perceived Value Creation, Intention to Advertise and Continue to Receive Customer Services at Sepah Bank Yaser Ghasemi Nezhad hamidreza fallah lajimi Ahmad Sheikhol-Islami Tonekaboni 10.61186/jstpi.34236.19.76.71